By default we only quote fields when there's no choice:
	Value 1,I'm capable,Value 2,
Escaping the quote character:
	Value 1,'I''m capable',Value 2,
Forcing quotes around values that contain specific characters:
	Value 1,'I''m capable','Value 2',
Quotes in everything:
	'Value 1','I''m capable','Value 2',''
